Simple Tips to Avoid Contracting COVID-19
The Center for Disease Control (CDC) has many useful tips and suggestions on how to avoid contracting the coronavirus. These measures include:
- Avoiding close contact with people who are sick
- Avoid touching your eyes, nose, and mouth
- Stay home when you are sick
- Cover your cough or sneeze with a tissue, then throw the tissue in the trash
- Clean and disinfect frequently touched objects and surfaces using a regular household cleaning spray or wipe
The CDC says the virus is spread mainly from person-to-person including between people who are in close contact with one another (within about 6 feet), through respiratory droplets produced when an infected person coughs or sneezes in which the droplets can land in the mouths or noses of people who are nearby or possibly be inhaled into the lungs.
With the recent passage of the Federal Coronavirus Aid, Relief, and Economic Security (CARES) Act many businesses have questions about what assistance programs they may qualify to receive, how they can apply and how much capital they may be able to access.
FIRST, if you think you are going to need assistance from the SBA, start preparing right away. Prepare your previous 12 months of payroll (wages, tips, health care benefits, and insurance). This will be one of the basis to determine SBA assistance.
NEXT, apply for the SBA Economic Injury Disaster Advance Loan of up to $10,000. This advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application. This is a forgivable loan and your advance will not have to be repaid.
IF NEEDED after the advance loan, apply for the SBA Coronavirus Economic Injury Disaster Loan. These low-interest federal disaster loans for working capital to (a) small businesses or (b) private nonprofit organizations that are suffering substantial economic injury as a result of the Coronavirus.
The Small Business Development Center (SBDC) has provided some clear and concise guidance on this process, click here to link to SBDC website for further information.
Your local Small Business Development Center at SUNY Geneseo is available for application assistance.